Agreement to Terms

These Terms and Conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you") and FinPath Academy ("we," "us" or "our"), concerning your access to and use of the julmthdryvolth.com website as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the "Site").

You agree that by accessing the Site, you have read, understood, and agree to be bound by all of these Terms and Conditions. If you do not agree with all of these Terms and Conditions, then you are expressly prohibited from using the Site and you must discontinue use immediately.

Intellectual Property Rights

Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the "Content") and the trademarks, service marks, and logos contained therein (the "Marks") are owned or controlled by us or licensed to us.

The Content and the Marks are provided on the Site "AS IS" for your information and personal use only. Except as expressly provided in these Terms and Conditions, no part of the Site and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.

User Representations

By using the Site, you represent and warrant that:

  • All registration information you submit will be true, accurate, current, and complete
  • You will maintain the accuracy of such information and promptly update such registration information as necessary
  • You have the legal capacity and you agree to comply with these Terms and Conditions
  • You are not a minor in the jurisdiction in which you reside
  • You will not access the Site through automated or non-human means
  • You will not use the Site for any illegal or unauthorized purpose
  • Your use of the Site will not violate any applicable law or regulation

Course Enrollment and Access

When you enroll in a course, you are granted a limited, non-exclusive, non-transferable license to access and view the course content for your personal, non-commercial use only. This license does not include any resale or commercial use of the Site or its contents; any downloading or copying of account information for the benefit of another party; or any use of data mining, robots, or similar data gathering and extraction tools.

Fees and Payment

Course fees and payment terms will be communicated to you directly by our staff. All fees are quoted in Pakistani Rupees unless otherwise stated. Payment terms and conditions will be specified in your enrollment agreement.

Refund Policy

Our refund policy will be provided to you at the time of enrollment. Generally, refunds are considered on a case-by-case basis and must be requested in writing to our customer service team.

Prohibited Activities

You may not access or use the Site for any purpose other than that for which we make the Site available. The Site may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us. Prohibited activities include, but are not limited to:

  • Systematically retrieving data or other content from the Site to create or compile a collection, database, or directory
  • Making any unauthorized use of the Site, including collecting usernames and email addresses
  • Using the Site to advertise or offer to sell goods and services
  • Circumventing, disabling, or otherwise interfering with security-related features of the Site
  • Engaging in unauthorized framing of or linking to the Site
  • Uploading or transmitting viruses, Trojan horses, or other material that interferes with any party's use of the Site
  • Using the Site in a manner inconsistent with any applicable laws or regulations

User Generated Contributions

The Site may provide you with the opportunity to create, submit, post, display, transmit, perform, publish, distribute, or broadcast content and materials to us or on the Site. Any such contributions must comply with our content standards and you must have the necessary rights to submit such content.

Disclaimer of Warranties

The courses and content provided by FinPath Academy are for educational purposes only. While we strive to provide accurate and current information, we make no warranties or representations about the accuracy, completeness, or suitability of the information provided. The financial strategies discussed in our courses should be evaluated in the context of your personal circumstances, and you should consider seeking advice from qualified financial professionals before making significant financial decisions.

Limitation of Liability

In no event will we or our directors, employees, or agents be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profit, lost revenue, loss of data, or other damages arising from your use of the Site or our courses, even if we have been advised of the possibility of such damages.

Indemnification

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys' fees and expenses, made by any third party due to or arising out of your use of the Site or breach of these Terms and Conditions.

Governing Law

These Terms and Conditions and your use of the Site are governed by and construed in accordance with the laws of Pakistan applicable to agreements made and to be entirely performed within Pakistan, without regard to its conflict of law principles.

Modifications and Interruptions

We reserve the right to change, modify, or remove the contents of the Site at any time or for any reason at our sole discretion without notice. However, we have no obligation to update any information on our Site. We also reserve the right to modify or discontinue all or part of the Site without notice at any time.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms and Conditions at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

Contact Us

In order to resolve a complaint regarding the Site or to receive further information regarding use of the Site, please contact us at:

FinPath Academy
Plot 10 Markaz, I-8 Markaz I 8 Markaz I-8, Islamabad, 44000
Email: info@julmthdryvolth.com
Phone: +923397538719